Our Payment Cards

We’re making it easy for you to earn rewards when you shop, with multiple options to help you pay the way you want. With the Fred Meyer Rewards® World Mastercard® and Kroger REWARDS Debit Card, you can pick the best payment option for you and your lifestyle.

Our Payment Cards

Fred Meyer Rewards® World Mastercard®

The Fred Meyer Rewards® World Mastercard® is so much more than a credit card! Earn FREE groceries2 with rewards checks sent to you automatically. Plus, you’ll save an additional $1.55 per gallon of fuel for 1 year, each time you redeem 1,000 fuel points.1

  • Grow your rewards even faster with automatic bill pay.
  • Anytime, anywhere assistance with Mastercard Global.
  • Travel assistance service helps with pre-trip destination information, such as visa and passport requirements, immunization and help with lost or stolen travel documents and luggage.
  • Worldwide acceptance at more than 1 million ATMs.

Learn more about the Fred Meyer Rewards® World Mastercard®

Existing Cardmember? Manage your Fred Meyer Rewards® World Mastercard®

Kroger REWARDS Debit Card

The Kroger REWARDS Debit Card is a rewards card and check card, all in one! Instead of writing a check, you simply swipe the Kroger REWARDS Debit Card, enter a PIN and the funds will be taken out of your checking or savings account within 1–5 business days. It’s the perfect card for rewarding you for shopping at The Kroger Co. Family of Stores.

  • Enjoy 50% MORE fuel points on grocery purchases every day.3
  • No annual fee! Plus, get exclusive offers like a 2% discount off Our Brands, including Simple Truth®, Kroger® Brand and more.4
  • No paper checks or ID verifications — It links directly to your existing checking account...simply swipe and go.
  • PIN protected — just like a debit card.
  • Easy and secure — save time, earn fuel points and grocery rewards with one card swipe.

Apply Now For Kroger REWARDS Debit Card

Stack REWARDS When You Use Kroger Pay

Earn an additional 50% MORE Fuel Points and 2% cash back on Our Brands products when you activate Kroger Pay and use your 1-2-3 REWARDS MasterCard or Kroger REWARDS Debit Card as the preferred form of payment.

Fred Meyer Rewards® World Mastercard®

Account must be open and in good standing to earn and redeem rewards and benefits. Subject to credit approval. If approved, please refer to the Cardmember Agreement included with your card at the time of opening.

1For a limited time only. Subject to credit approval. Discount is available at Fred Meyer Fuel Centers each time you redeem up to 1,000 existing fuel points earned in a single month. You must scan, redeem points and pay with your Fred Meyer Rewards® World Mastercard® in order to receive the fuel discount. Additional 55¢ discount offer expires one year from the cardmember’s approval date. Upon expiration, you will receive additional 5¢ fuel discount at Fred Meyer Fuel Centers when you scan, redeem points and pay with your Fred Meyer Rewards® World Mastercard®. Not valid with any other fuel offer. Accumulation excludes Fred Meyer Fuel Center purchases, taxes, office services, alcohol, tobacco, prescriptions, and any purchases prohibited by law. Fuel discount effective for a limited time at participating fuel center locations. Not valid in LA, MO or where prohibited by law. Purchases made at Fred Meyer Fuel Centers do not earn Rewards Points. Please see store for fuel discount details and in-store spending requirements. Selling or purchasing fuel points is prohibited. Fuel redemption offer cannot be combined with any other discounts. No discounts to dealers, wholesalers or fleet programs. No cash back. Not valid where prohibited by law. We may suspend or remove you from the fuel program due to violation of these terms or because of fraudulent activity or suspected fraudulent activity.

2Subject to credit approval. Double Rewards Points: Purchases made inside Fred Meyer stores with the Fred Meyer Rewards® World Mastercard® will accumulate 2 Rewards Points per eligible net $1 spent, excluding any purchases prohibited by law, taxes, Fred Meyer Fuel Center purchases, office services, alcohol, tobacco, fuel, and pharmacy. Purchases made outside of Fred Meyer earn 1 Rewards Point per eligible net $1 spent. You must scan your Fred Meyer Rewards® Card or barcode on the back of the Fred Meyer Rewards® World Mastercard® and pay with the Fred Meyer Rewards® World Mastercard® in order to earn Double Rewards Points. Rewards Points earned on net spend (purchases minus credits and returns). Rewards Points accumulation excludes any purchases prohibited by law, taxes, Fred Meyer Fuel Center purchases, office services, alcohol, tobacco, fuel, and pharmacy. Not all transactions are eligible for Rewards Points, such as Advances, Balance Transfers, and Convenience Checks. You may not redeem Rewards Points, and you will immediately lose all of your Rewards Points, if your Account is closed to future transactions (including, but not limited to, due to program misuse, failure to pay, bankruptcy, or death). Rewards Points will remain on your Account for up to thirty-six (36) months or until the 500 Rewards Points minimum for Rewards issuance has been met, whichever comes first. Upon approval, see your Cardmember Agreement for details.

3The 0% introductory APR applies to purchases and is valid for the first 9 billing cycles. The 0% introductory APR applies to balance transfers (made within 30 days of account opening) and is valid for the first 9 billing cycles. The introductory rate does not apply to cash advances. Thereafter, the APR may vary and as of 3/1/2021, the undiscounted variable APR for Purchases and Balance Transfers is 11.99%–23.99% (based on your creditworthiness). The variable APR for Cash Advances is 25.99%. Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 4% of each check amount, $10 minimum. Cash Equivalent fee: 5% of each cash amount, $20 minimum. Balance Transfer fee: 4% of each transfer amount, $10 minimum. There is a $2 minimum interest charge where interest is due. The annual fee is $0. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances. We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

©2021 U.S. Bank National Association. All rights reserved.

4You will earn points toward discounted fuel purchases when you use your Kroger REWARDS Debit Card to make eligible purchases. Fuel discounts are available at The Kroger Co. Family of Stores Fuel Centers each time you redeem at least 100 existing and unexpired points. You will earn points on eligible net purchases (eligible purchases (exclusive of taxes) minus returns and credits). When you use your Kroger REWARDS Debit Card to make an eligible purchase, you will earn one (1) point for each one dollar ($1) of eligible net purchases you make as a Kroger Rewards Program participant and an additional point five (0.5) points for each one dollar ($1) of eligible net purchases because you used your Kroger REWARDS Debit Card to make the purchase. Points may take up to 48 hours after your purchase to be credited to your account. Points earned in any month will expire at the end of the next month and do not accumulate across months. Points are not redeemable for discounted fuel purchases where prohibited by law, including Louisiana & Missouri. This offer is subject to change as described in the Kroger REWARDS Debit Card Terms and Conditions. See your Kroger REWARDS Debit Card Terms and Conditions for more details.

5You will earn a discount in an amount equal to 2% of the aggregate cost (exclusive of tax) of Our Brand Products you purchase, when you use your Kroger REWARDS Debit Card to make the purchase. This discount will automatically be applied to and deducted from your next purchase made using your Kroger REWARDS Debit Card. Discounts may take up to 48 hours to be credited to your account. Visit Our Brands for a complete list of Kroger Our Brands. This offer is subject to change as described in the Kroger REWARDS Debit Card Terms and Conditions. See your Kroger REWARDS Debit Card Terms and Conditions for more details.

For more information, please review our Privacy Policy, Terms and Conditions, and Frequently Asked Questions.